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Rates

Available for Belgian and French residents only

EARN MORE WITH IZOLA BANK


Unlike many other banks, Izola Bank pays you interest on your CURRENT ACCOUNT. You also don’t need to have a minimum balance to start earning and we start calculating interest from the moment you make a deposit. We also offer one of the best rates of interest for SAVINGS ACCOUNTS. So no matter which account your money is saved in, you can earn more interest with Izola Bank.

Gross interest rates for Current, Savings & Term Deposit accounts

 
  Current account (Eur)                                                                                       0,25 %
 
 
  Saving account (Eur)                                                                                         1,25 %
 
 
  Term Duration                                                                                     Gross Interest Rate
 
 
  3 months                                                                                                            1,35 %
 
 
  6 months                                                                                                            1,45 %
 
 
  9 months                                                                                                            1,60 %
 
 
  1 year                                                                                                                   1,75 %
 
 
  2 years                                                                                                                 2,00 %
 
 
  3 years                                                                                                                 2,25 %
 
 
  4 years                                                                                                                 2,50 %
 
 
  5 years                                                                                                                 2,75 %
 
 

 

Izola Bank compared with Belgian Banks:

       
  Bank Current Account* Savings Account* 1 Year Deposit
       
       
  Izola Bank 0,25 % 1,25 % 1,75 %
       
       
  Beobank 0,00 % 1,20 % (incl. fidelity) 0,00 %
       
       
  BNP Paribas 0,10 % 0,56 % (incl. fidelity) 0,01 %
       
       
  ING 0,05 % 0,86 % (incl. fidelity) 0,05 %
       
       
  KBC 0,00 % 0,11 % (incl. fidelity) 0,00 %
       
       
  Belfius 0,00 % 0,51 % (incl. fidelity) 0,05 %
       

Last Updated:  1st August 2018

*Source: http://www.spaargids.be/sparen/spaartarieven.html

 

OVERDRAFT

   
  OVERDRAFT Interest rate charge 5,50 %
   

CREDIT CARD

   
  CREDIT CARD Interest rate charge 7,50 %
   
   
   
  CREDIT CARD Penalty interest (non payment of minimum amount due) 3,00 %
   

UNAUTHORISED OVERDRAFT

   
  UNAUTHORISED OVERDRAFT Interest rate charge 15,00 %
   
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